Perch was founded to help users build credit easily. There are other products out there that do something similar, but I think Perch is better.
Depending on your card and issuer, you may be able to redeem cash back as a statement credit, check or direct deposit, as well as for travel, gift cards, merchandise and more. Choose the redemption option that’s most convenient and won’t devalue your cash back.
Mortgage Q&A: âWhy are refinance rates higher?â If youâve been comparing mortgage rates lately in an effort to save some money on your home loan, you may have noticed that refinance rates are higher than purchase loan rates. This seems to be the case for a lot of big banks out there, including Chase, Citi, [&hellip
The post Why Are Refinance Rates Higher? first appeared on The Truth About Mortgage.
Wondering how many credit cards you should have? Experts say at least two, one from each card network, one from each type of rewards, and no more than you can handle
We look at how cash back credit cards work, offering an overview of flat and tiered earning structures for cash back credit cards and breaking down the three components of cash back â cash back rate, where extra cash can be earned and how rewards are delivered.
Cash back is a rewards benefit that many credit cards offer to cardholders. By taking advantage of it, you’ll receive back a prespecified percentage of certain purchases you make. Many credit card companies will provide higher cash back rates on … Continue reading →
The post What Is Cash Back? appeared first on SmartAsset Blog.
Foreign transaction fees are irritating little charges that every traveler has faced, and most credit card users have questioned. They are the bane of a frequent flyerâs life and if not managed carefully, could result in some serious charges. But what are these charges, why do they exist, whatâs the average fee, and how can […]
What is a Foreign Transaction Fee and How Can You Avoid It? is a post from Pocket Your Dollars.
The average credit card APR stayed the same this week as card issuers left their rates alone, according to the CreditCards.com Weekly Credit Card Rate Report.Â
A reader informs us that the $250 Citi Prestige travel credit (which happens to temporarily include supermarkets and restaurants) no longer runs based on the December statement closing date, and now uses the simpler December 31 / January 1 as the cutoff. Reader Nick tells us of being able to get the $250 travel credit […]
The Citi Sears card is our number #1 ranked store credit card. Readers often have a lot of questions regarding this card so I decided it was time for a dedicated post (you can read our basic review of the card here). The main reason this card is so popular is because of the frequent […]